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What is the advantage of Federal Loans over Private Loans?

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What is the advantage of Federal Loans over Private Loans?
A.Federal Loans have fixed interest rates and Private Loans can have variable interest rates.
B.Federal Loans have interest rates that are generally lower than Private Loans.
C.Neither of these.
D.Both of these.
当然是D啊~
A是说:联邦贷款有固定的利息率,而私人贷款的利息率可以有很大的变化范围.
B是说:联邦贷款的利息率通常比私人贷款要低.