英语翻译五十五元少不少 （民生·民声）从10月1日开始,新农保试点地区的农村老人开始陆续领到每月55元养老金.新农保政策

英语翻译
五十五元少不少 （民生·民声）
从10月1日开始,新农保试点地区的农村老人开始陆续领到每月55元养老金.新农保政策赢得一片赞许声,人们一致认为这是惠及亿万农民、促进社会公平的重大改革.但对55元的基础养老金标准,则存在一些质疑：55元会不会太少了?能用这点钱来养老吗?是不是象征意义大于实际作用?
55元少不少?在北京,55元不够看一部大片、不够下一顿馆子.即使放在全国,2008年我国农民人均年纯收入4761元,按目前每月55元、每年660元的养老金计算,养老金替代率不到15%,与国际上公认比较合理的50%—60%替代率相差甚远.当然,农民还有土地保障,但如果要求年迈的老人辛辛苦苦在田间劳作以获得大部分生活来源,显然不符合现代社会养老保障的要求.因此,单纯看每月55元的标准,的确不高.
然而,倘若把55元放在一个大的历史背景下看,农民领到的绝不仅仅是每月55元,而是从此开始享有国家普惠式的养老保障,不能轻言55元太少.
55元实现的是从无到有的跨越.农民制度性的养老保障过去基本是“0”,“60岁退休”一直是城里人的专利.现在从“0”迈到“55元”,虽然是低水平起步,但毕竟开始起步,而且相比过去的原地不动,这第一步迈得不小.对农村老人来讲,原本是一分钱也拿不到,如今每月多了55元现金收入,改善生活的作用也不可小瞧,这在边远地区农村表现得尤为明显.新农保先期试点的宝鸡市靖口镇,2007年农民人均纯收入仅为1200元左右,参加新农保后当地老人每年多了660元,每月55元对他们来说意味着很多很多——舍得吃“臊子面”、能给孙子买书当礼物、在家里腰板挺得更直……
55元对已满60岁的农村老人是不需缴费就可直接按月领取的待遇.社会保险不同于济贫扶困的社会救助制度,实行权利与义务相适应的原则,多数情况下,个人缴费是享受待遇的前提.而新农保对60岁以上老人的做法则充分考虑了农村的实际,显示出人性化的一面.60岁以下的农村居民参加新农保,除了国家财政补贴的每月55元基础养老金外,还有个人账户积累,其中个人账户中每年有30元由政府补贴.算下来,这些农村居民将来领到的会远高于55元.
55元只是一个开始,这一标准会逐渐提高.一方面,55元是试点期间确定的最低标准,地方可以根据实际情况上调,目前江苏等经济发达地区农民领到的已不止每月55元.另一方面,国家会根据经济发展、财力状况和物价变动等情况适时调整基础养老金水平,这正是社会保险不同于商业保险的一个重要方面.比如城镇企业退休职工养老金,从2005年开始到2010年连续上调6年,平均月养老金水平翻了将近一番.农民朋友也不妨大胆畅想,随着我国经济持续稳定增长,55元的基础养老金水平也会节节上升.
起步就是胜利.每月55元看似不多,但带给人们无限希望……
越快越好,我写论文要用!谢绝机译!

55 dollars is little not a few( people's livelihood · the people's voice)
Since October 1, the new agriculture protects the village old man who make experiements the region to get monthly 55 dollar old age pension continuously in the beginning.The new griculture protects the policy to win the one to endorse the voice, the people think that this is 惠 and hundred million farmers and promote important reform of fair society consistently.But to 55 dollars foundations old age pension standard, then exist some query:Did 55 dollars can be too little?Can retire to enjoy life with this money?Whether symbolize the meaning big in actual function?
55 dollars is little not a few?At Peking, not qualified big slice of 55 dollars, not enough under at one feed restaurant.Even put in the whole country,2008 our country farmer person all year pure the income 4761 dollars, press currently monthly 55 dollars, every year 660 dollars old age pension calculation, old age pension act for rate not to 15%, with international up generally accepted more reasonable of 50%-60% act for rate differ very far.Certainly, the farmer still has the guarantee of the land, but if request the old old man the 劳 of hot pain bitterness at in the field makes to acquire big and part of living sources, notting agree with to match the request that the modern society retires to enjoy life the guarantee obviously.Therefore, the simplicity sees the standard of monthly 55 dollars, really not high.
However, if put 55 dollars to see under a big history background, what the farmer get is monthly 55 dollars in no case and only, but start possess the national type of 普惠 to retire to enjoy life the guarantee from now on, can't speak lightly 55 dollars too little.
What 55 dollars carry out is from did not have of cross over.The farmer is system to retire to enjoy life the guarantee past and basic is"0","60 years old retire" has been city in the person's patent.Now from"0" exceed"55 dollars", although is a low level start, start the start after all, and compare to pass by at first and motionless, this square one exceed not small.To the village old man to speak, is the penny money to also can not take originally, had another 55 dollar cash receipt monthly now, improvement life of function also can't small lo, this is in the side far the area village express particularly is obvious.The 靖 of the treasure chicken City that new agriculture protects to expect to make experiements first, the all pure income of person of farmer was or so for 1200 dollars only in 2007, attend after new agriculture protect the local old man is many annually 660 dollars, monthly 55 dollars means to them a lot of a lot of- willing to give up eat" the son of 臊 face" and can buy for grandson the book is the gift, at home of waist plank have to even keep the …… pretty
55 dollars to the already full and 60- year old village old man not need to pay the treatment that fee can receive directly and by the month.The social insurance differs from the society salvage system that the poverty of 济 supports to trap, practicing the principle that the right and duties adapt mutually, under most circumstances, personal pay the fee is to enjoy the treatment of premise.But the new agriculture protected to then considered the village well to the way of doing of the old man over 60 years of age actual, displaying humanized side.Under 60 years old of village residents attend the new agriculture to protect, in addition to monthly 55 dollar foundation old age pension of the national public finance subsidy, still have personal account backlog, among them personal account in every year have 30 dollars to be subsidize by the government.Calculate down, these village the residents get in the future of would be far high in 55 dollars.
55 dollars are just a beginnings, this standard will raise gradually.On the other hand,55 dollars are the lowest standards that the period of experimental units make sure, the place can adjust up according to the actual circumstance, Jiangsu waits already not only and monthly 55 dollars that the farmer of the economic flourishing region get currently.On the other hand, the nation will develop according to the economy, the financial power condition and commodity prices change etc. circumstance well timed djustment the foundation old age pension level, this exactly social insurance differs from an important aspect of the business insurance.For example the town business enterprise retires officers and workers' old age pension, adjusting 6 years continuously and up from since 2005 to 2010, the old age pension level of average month turned over nearly a lot of.The friend of the farmer also might as well the courageous 畅 think, along with our country the economy keep on stability growth,55 dollars foundations old age pension level also will rise successively.
The start is a victory.Monthly 55 dollars see not much, but bring the people the infinite hope ……